Secure Your

Future with Us

Protect anything precious in your life with our insurance services. Guaranteed with 5 years experience.

Protect Your Tomorrows

Protect anything precious in your life with our insurance services.

Who are we and why?

Tim Steppan grew up in a humble family in South Dakota with a strong desire to help others. Following his father's example, he enlisted in the United States Marine Corps after high school. Serving as an infantryman and mobile patrol driver in 1st Battalion 7th Marines overseas, Tim dedicated four years to his military service.

After completing his enlistment, Tim embraced his calling of helping people, particularly in achieving their goals. He further developed his skills during his five-year tenure as a security officer at a local hospital, where he excelled at understanding and addressing the needs of patients and visitors. Given the chance to work alongside a fellow veteran and make a greater impact, Tim enthusiastically seized the opportunity.

Our objective is to provide clients with long-term peace of mind and confidence, safeguarding not only their immediate future, but also the entirety of their future, spanning from 1 year to 100 years.

What we provide

Valuable assistance to the community and particularly to the clients we serve.

Health Insurance

Business Insurance

Life Insurance

Our Services

With our diverse portfolio of solutions for both individuals and businesses alike, we equip our clients to secure a brighter future. Together, we'll build a customized plan tailored to your specific needs to help you pave your own way. Schedule a consultation to explore how our team of experienced advisors is dedicated to guiding you towards financial stability and independence.

Return or Premium Mortgage Protection

Mortgage protection is insurance that safeguards your family from financial hardship in the event of death, disability or critical illness. It ensures that your loan is paid off, securing your home equity. With the added benefit of receiving a full return of premiums, if benefits go unused, it offers peace of mind and confidence in times of crisis.

Life insurance w/ Living Benefits

Our extensive network of insurance providers offers you the power of choice and expert guidance. With access to plans from every major life insurance company, our advisors ensure finding the best and most affordable coverage. Committed to protecting your well-being and wallet, we provide personalize assistance in navigating the complexities of the insurance industry.

Tax Free Retirement (IUL)

Imagine having a tax-free retirement income doesn’t affect your tax bracket, regardless of your earnings. Our advisers specialize in teaching you how to build and structure retirement accounts to achieve this goal.

Retirement Planning & Volatility Protection (401k/IRA/403b) Rollover

As retirement approaches, safeguarding your assets from market volatility becomes crucial. Our high-performance solutions offer peace of mind by protecting your investments from downside risk, while still providing the potential for substantial gains. Experienced the security growth and peace of mind you deserve.

Debt Free for Life

Whether it’s student loans, a mortgage or credit card debt, nobody wants to remain indebted to the bank. The longer you carry these loans, the more costly they become. Our advisors specialize in techniques to accelerate the repayment process, helping you reach a zero balance, much faster. Take control of your debt with our expert guidance.

How does Life Insurance work?

Life insurance goes into affect once you make your first premium payment. Should the unexpected happen; sickness or death, your policy will be released to the owner or the beneficiary to provide the means to pay hospital bills, mortgage bills, funeral expenses, etc.

What does Life Insurance cost and how do I buy it?

The monthly financial investment of life insurance will be determined on the applicant's age, current health, current medication (if applicable), as well as the selected coverage.

To "Get Started" with a quote, click the button below now!

Who needs to buy Life Insurance?

Everyone needs life insurance! Being prepared for unexpected events will give you the relief you're looking for. Providing your family with life insurance will help you continue to pay bills as well as keeping your family safe during and after the life event. Life insurance is not just for you, but for your whole family. Knowing your family is covered will keep your mind at ease so you can focus on living your life.

Take action now! Click the "Get Started" button below today.

why Life Insurance?

....because it's the right thing to do -- protect your family and loved ones now. It will be the best decision you could have made for those who love you.

Affordable Protection which pays off

The younger you are the more budget friendly your insurance will be. Unlike many of your well known or major insurance companies, we at Stepping Stone Financial LLC are able offer a return of premium; after your policy expires and there have been no life events, you will be able to receive every dollar you paid into that policy.

Action you can take today

If you fall ill (cancer, heart attack, stroke, etc.), your choices of insurance companies, coverage available and policies will effected immensely. Let us help you get the right policy in place fast.

Peace of mind

Knowing that your family and assets are taken care of when you're no longer around to provide is well worth the investment.

Take Action!

All good decisions begin with a solid foundation.

What clients say about us

Tim and his wife [Rachel] were so helpful at our meeting! I couldn't ask for better help, very informative, great attitudes, full of manners and appreciation for their client's needs. I appreciate how they explained everything, step by step. Plus there's options and they're not forceful! I love the inviting space they provided, it feels like true home working with a genuine hearted financial advisors that only want to help. Thanks again guys!

Roberta T.

Sioux Falls, SD

Which Policy?

Schedule a call with Tim and he'll set you up with a policy just right for you!

Life Insurance

Mortgage Insurance

Policies for Veterans

Lorem ipsum Mallianz is a multinational financial services company. Its main business is insurance.

professional company

Corporations are registered according to the governing laws of a specific state.

Great Customer service

We are valuing customers time, having a pleasant attitude and knowledgeable.

easy to use

We clearly divide your website into easy to understand sections.

Register for insurance today

Start a safer life using insurance by registering yourself and be a part of us

what benefits we provide

The most important of insurance is the payment of losses. An insurance policy is a contract used to indemnify individuals and organizations for covered losses.

Financial Security

Refers to the peace of mind felt when we aren't worried about money.

Retirement planning

the process of determining retirement income goals, and the actions.

Tax benefit

Refers to any tax law that provides you with an opportunity to reduce the tax.

what our achievements

It is a result that we’re as a company bring about while fulfilling a particular role. Typically they are things that you created, built, designed, sold or initiated.

180K+

Clients

Joined

18+

Award

Gained

8+

Years

Experience

What else do we offer?

Early debt elimination!

We can help you pay all of your debts off in the short span of 8-10 years. We have a process that helps navigate you to being debt free!

Retirement Solutions

Are you unsure whether you will have enough financial stability for a debt free and financial stable retirement? Let us help you grow your savings in this financially unstable market!